Dappa Efedarho Patience, a Fellow of the National Institute of Credit Administration (NICA), chartered, and Group Managing Director of Master Energy and Gas Group, has earned a PhD in Credit Administration Management from Azteca University, Mexico.
Dappa Efedarho Patience, who now stands as the first Nigerian to bag a doctorate from the institution, received the degree having painfully and rigorously completed the required course of study and research, during the university’s graduation ceremony held on Thursday, December 4, 2025, in Mexico City.
On behalf of the NICA Governing Council, board of Fellows, Members, Associates and the entire Credit Industry in Nigeria, we happily congratulates her on this historic achievement, which is being described as a notable contribution to the growth and visibility of the credit management profession in Nigeria and Africa.
We encourage other Fellows of the institute to do same.
Below are graduation ceremony pictures received.

























































No. 24







