Dear NICA Fellow, Member, and Associate,
The credit landscape is shifting faster than at any point in the last two decades.
In Nigeria, rising inflation, FX volatility, and tighter liquidity are exposing the cost of unprofessional credit decisions. Both locally and globally, International Financial Reporting Standard 9 (IFRS 9), rising non-performing loans, emergence of Nigerian Consumer Credit Corporation(CrediCorp), National Credit Guarantee Company (NCGC), Basel IV, open banking, and fintech disruption are rewriting the rules of who gets credit, credit systems take the first hit. And when credit systems break, economies follow.
This is why NICA exists – to make credit administration management a regulated, tested, and accountable profession. And it is why we are urging you now to secure your place at the front of that profession.
Through NICA’s MOU Curriculum Syndication with Azteca University, Mexico, you have a direct pathway to earn a Bachelor, Master’s, or PhD in Credit Administration Management. This programme is fully aligned with NICA’s Members Mandatory Credit Management Academic Improvement Programme (MCMAIP) and the Professional Certification pathway leading to Certified Chartered Licensed Credit Administrator (CCLCA) status.
Why act now:
1. Future-proof your relevance. Employers, regulators, and foreign lenders are moving to licensed credit professionals only. The CCLCA standard will soon be the baseline for anyone managing credit risk in Nigeria. Academic credentials from Azteca University position you ahead of that curve.
2. Diversify your specialization. Whether you are in banking, fintech, MSME lending, trade credit administration, creditworthiness assessment, debt recovery, or credit training, the programme gives you technical depth in creditworthiness assessment, trade credit, consumer credit, and risk governance – skills that travel across borders and sectors.
3. Lead Nigeria’s credit economy. Nigeria is the first African country to regulate credit administration as a profession. The professionals who complete this pathway will design, supervise, and enforce the standards that determine who accesses capital and on what terms. That is influence, and it is economic power.
4. Access a global credential. Azteca University’s partnership with NICA ensures your degree is recognized for both academic progression and professional licensing. You study a curriculum built for Nigeria’s reality, but benchmarked to global standards.
We will be direct: nothing worth doing, especially in a profession that underpins national and global credit/finance, comes without effort and cost. Time, focus, and tuition are real investments. But the return is greater.
A certified, academically grounded credit administrator does not fear economic swings – they manage them. They become the person banks, Development Finance Institutions (DFIs), and foreign investors trust when capital is deployed. They move from being a staff member to being indispensable.
NICA has opened this door through the partnership with Azteca University. The opportunity is yours to take. Enrol in the Bachelor, Master’s, or PhD programme and complete the Professional Certification to become a Certified Chartered Licensed Credit Administrator.
You may be thinking that the Institute is bothering you, but the real truth is that NICA is supporting you; your success and future are the reason NICA exists. It is already a popular notion that NICA has a lot more to offer its members than any other statutory professional body.
The future of Nigeria’s credit economy will be managed by professionals who chose to upskill now. Be one of them.
For admission details, programme structure, and enrolment support, contact the NICA Academic Administrator at or visit. gcea@icanigeria.net, copy registrar@icanigeria.net 08023314598, 08034030160
“Lead the future of Nigeria and the global credit economy. The time to build that capacity is now.”
NO. 55
