by Faka Emmanuella Uwamire.
The National Institute of Credit Administration (NICA), chartered, has reaffirmed its position as an inclusive professional body open to educated individuals across all career backgrounds, recognising that every Nigerian actively participates in the credit economy of the country.
According to the Institute, credit is no longer limited to banks or lenders alone. From salaried workers and entrepreneurs to traders, professionals in all field of learning, corporate organisations, and institutions, all economic participants engage in credit in one form or another. As such, credit must be properly managed by trained professionals to ensure sustainability, availability, trust, and economic stability.

NICA emphasised that while members may come from diverse professional fields, such as law, accounting, engineering, public service, technology, business, and academia. Credit management remains a specialised discipline that cuts across all sectors and industries in an economy. The Institute provides the professional framework, training, backbone, and ethical standards required to manage credit economy effectively within Nigeria’s evolving credit ecosystem.
As Nigeria transitions from a cash-based system to a credit-driven economy, NICA stated that inclusive professional participation is critical to building a strong national credit culture founded on integrity, honesty, responsibility, and applicable legal system to back honouring of credit obligations.
To accommodate professionals at different stages of their careers, NICA operates structured membership categories, including: Fellow (FICA), Member (MICA), and Associate (AICA).

In line with this vision, NICA is inviting qualified and interested individuals to apply for direct entry membership in the appropriate category. Prospective members are encouraged to submit their Curriculum Vitae (CV) for appraisal as part of the Institute’s admission process. For more information on the procedure for joining NICA, visit; www.icanigeria.net , or click the link below.
“Credit affects everyone, and professional credit management is now a national necessity,” the Institute noted. “Joining NICA is an opportunity to be part of the professional body shaping Nigeria’s new face of the economy through expertise, ethics, and nationally recognised standards.”
NICA reiterated its commitment to developing competent credit management professionals, raising public awareness, about how not to default in credit obligations, and supporting national economic growth through structured credit access availability and sustainability.
Interested persons are invited to send their CVs for appraisal to:
NICA Lagos Office:
• Telephone: 08023314598, 08034030160, 07089148843
• Email: Registrar@icanigeria.net, membership@icanigeria.net
NICA Abuja Office:
• Telephone: 09035056575, 08095123576, 08056662415,
• Email: Membershipabuja@icanigeria.net
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