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August 2, 2026
Higher Professional Postgraduate Diploma (HPPD) in Credit Administration Management

4. NICA’s MCMAIP “AND THE JOURNEY OF LIFE CONTINUES”

Professor Chris Onalo’s Charge to Keep Learning, Keep Growing, Keep Becoming.

Life does not hand out a final certificate, There is no point where the board says: “Congratulations, you have arrived. Learning is over.” The truth is: The journey of life continues.

DON’T STOP AT YOUR PRESENT QUALIFICATIONS

Maybe you have a BSc, HND, M.SC, MBA, Ph.D OR OND, or SSCE. Maybe you have NICA, ICAN, CIBN,  ACCA, or CCFAP certifications.  That is beautiful. Celebrate it.  But don’t pitch your tent there, Your present academic qualification is a bus stop, not your destination.  Your present professional qualification is a ladder rung, not the roof.  The moment you say “I have enough paper,” the world moves ahead of you. Industries change. Laws change. Technology changes.  NICA did not exist unitll after over 30 years ago. Today it is producing thousands of certified credit management professionals for the local and global economy and credit industries.  If you stop learning, you will be qualified for a world that no longer exists.

2. DON’T BE LIMITED BY THE STORY IN YOUR MIND

 Some of us carry a heavy story: 

 “I didn’t have the opportunity.” 

“I’m not lucky to have good education.” 

“I’m too old now.” 

“I’m too busy with business and family.”

I hear you. But that impression is not your destiny.

The journey of life means you are always on the pathway of continuing learning, continuing education, and continuing professional and academic development. 

Classroom or no classroom. Sponsor or no sponsor. Young or not so young.

Today, a phone and data can give you what a university could not give 20 years ago. 

Today, a 3-month professional certificates like the ones offered by NICA’S online“Credit Academy” can reposition your career and income or usher you into a new career. Learning never ends until the grave enters.  So until then, keep going.

CONTINUE LEARNING MENTALITY IS THE ENERGY SOURCE

This mentality is what powers everything that matters: For Business: The business owner who keeps learning new markets, new laws, and new risk tools will outlast competitors. Credit management was a profession not well-known 5 years ago. But Today, it is the future of Nigeria’s economy. For Career: The professional who adds one certification every 2 years becomes unemployable… to poverty. Employers don’t promote certificates. They promote capacity. For Family: The parent who keeps learning emotional intelligence, finance, and parenting raises children who will go further. For Future: The person with a learning mindset is never afraid of disruption. Because disruption is just another lesson. Where are you here? Are you the one that “exigencies” do not allow to academically and professionally develop yourself?

THE FINAL WORD

Don’t let your past academic record define your future.  Don’t let your present title limit your next title.  Don’t let the absence of yesterday’s opportunity kill today’s opportunity.

And the journey of life continues. 

Keep reading, Keep training, Keep certifying, and Keep growing, Because the day you stop learning is the day you start aging in the mind. The grave is the only graduation ceremony. Until then, we are all students. Who is ready to take the next step in his or her academic and professional education journey?

Remember, NICA’S mandatory “SIX-MONTHS MANDATORY CREDIT MANAGEMENT ACADEMIC IMPROVEMENT PROGRAMME” is still mandatory for all NICA members. Fellows, Members, and Associates. The programme is waiting for you. Curtain will soon be closed to cut off those who are procrastinating.

Email us today: ceo@icanigeria.net

WhatsApp us on: 08034030160

NO. 66

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Higher Professional Postgraduate Diploma (HPPD) in Credit Administration Management

3. NICA Inducts New Members at Virtual Induction Ceremony, 30th July 2026

Our mission is to provide insightful, timely, and accurate news and analysis on the credit economy, empowering businesses, policymakers, credit management professionals, and individuals to make informed decisions and navigate the complex financial landscape.

 

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